Moving to Bermuda: taxes, residence and life
How to become tax resident in Bermuda: personal, dividend and corporate tax, 6 residence programmes, tax-residency requirements and climate. Explore the basics and compare residence routes.
Taxes
In Bermuda the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 0% corporate tax.
How to move and become tax resident
You can become tax resident in Bermuda from arrival once you take up residence (Residential certificate or work permit + home; no tax residence test). The typical route is Economic Investment Residential Certificate (EIRC): BM$2.5m investment (real estate, business, sinking fund) + US$25k charity (2026 policy) + US$10k BDA fee; good character There are 6 open residence programmes in Bermuda — see the list below.
Living there
Hamilton has a humid subtropical climate with winter highs around 20.4 °C and summer highs around 30.1 °C.
Key facts
| Top income tax | 0% |
|---|---|
| Dividend tax | 0% |
| Corporate tax | 0% |
| Residenza fiscale | dall'arrivo — Residential certificate or work permit + home; no tax residence test |
| Via di residenza tipica | Economic Investment Residential Certificate (EIRC) — BM$2.5m investment (real estate, business, sinking fund) + US$25k charity (2026 policy) + US$10k BDA fee; good character |
| Tipo di clima | humid subtropical · 20.4° / 30.1° (Hamilton) |
Residence programmes in Bermuda
Active programmes
- Economic Investment Residential Certificate — Investimento CHF 2'000'000 · 2026-10
Revised policy from end-Sept 2026: Bermuda Trust Fund removed as option, BD$25k charity minimum, enhanced AML questionnaire.
- Permission to Reside on an Annual Basis — independentMeans · 2026-10
Main remaining route for remote workers after Work From Bermuda closed in Feb 2025.
- Residential Certificate (property owners) — investment · 2026-10
Legacy route; most investors now use the EIRC. Confirm availability with Dept of Immigration.
- Work Permit — employment · 2026-10
- Permanent Resident's Certificate — other · 2026-10
- Spouse of a Bermudian (residence and employment rights) — family · 2026-10
Plan your residence route
Frequently asked questions
How many days do I need to spend in Bermuda to become tax resident?
dall'arrivo. Residential certificate or work permit + home; no tax residence test No PIT; payroll tax on local employment; residential certificate via investment
How much tax will I pay in Bermuda?
In Bermuda the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 0% corporate tax.
Which residence programmes does Bermuda offer?
Economic Investment Residential Certificate (CHF 2'000'000); Permission to Reside on an Annual Basis; Residential Certificate (property owners); Work Permit; Permanent Resident's Certificate
What is the usual way to move to Bermuda?
Economic Investment Residential Certificate (EIRC). BM$2.5m investment (real estate, business, sinking fund) + US$25k charity (2026 policy) + US$10k BDA fee; good character
Compare with nearby countries
Anguilla · Antigua & Barbuda · Aruba · Bahamas · Barbados · British Virgin Islands · Cayman Islands · Curaçao · Dominica · Grenada · Montserrat · Saint Lucia
Solo informazione generale – non è consulenza fiscale, legale, migratoria, d'investimento o finanziaria, né un rapporto con il cliente. Dati semplificati, indicativi e forse non aggiornati. Verificate sempre con l'autorità ufficiale e un professionista abilitato del paese prima di agire. Eventuali link partner sono indicati e possono generarci un compenso.