Non-Lucrative Residence Visa (Visado de residencia no lucrativa)
Non-Lucrative Residence Visa is a residence route in Spain (自有资金). Means ≥ 400% IPREM (~€28,800/yr) + 100% IPREM (~€7,200) per dependant, private health insurance, clean record, medical cert. No work (incl. remote). Initial 1 yr; renewals 4 yrs under RD 1155/2024. Gov fees ~€480 (family of 3).
Passive-income and financially independent residence →Requirements at a glance
You need an annual income of about CHF 27'072. You must spend about 183 days a year in the country to keep it. Spouse and children can usually be included. Permanent residence: after 5 years. Citizenship can be possible after about 10 years.
How holders are taxed
Worldwide 19–47% (savings 19–30%), wealth + solidarity tax; no Beckham
Next steps
Check the official page for the current rules and fees, compare this route with the other programmes on the interactive map, and talk to a licensed immigration lawyer or authorised agent before applying.
| 类别 | 自有资金 |
|---|---|
| 投资 | — |
| 费用（家庭） | CHF 450 |
| 收入 / 年 | CHF 27'072 |
| 资产 | — |
| 最低居住 | 183 |
| 永居 | 5 |
| 入籍 | 10 |
| 工作 | no |
| 申请资格 | non-EU/EEA nationals |
| 税收 | Worldwide 19–47% (savings 19–30%), wealth + solidarity tax; no Beckham |
| 截至 | 2026-10 |
General information only — not tax, legal, immigration, investment or financial advice, and no client relationship. Figures are simplified, indicative and may be out of date. Always verify with the official authority and a licensed professional in the country concerned before acting. Partner links, if any, are marked and may earn us a fee.