Moving to Monaco: taxes, residence and life
How to become tax resident in Monaco: personal, dividend and corporate tax, 4 residence programmes, tax-residency requirements and climate. Explore the basics and compare residence routes.
Taxes
In Monaco the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 25% corporate tax.
How to move and become tax resident
To become tax resident in Monaco you need at least 90 days a year (Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else)). The typical route is Carte de séjour (self-sufficient: Monaco home + bank reference): Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance There are 4 open residence programmes in Monaco — see the list below.
Living there
Monaco has a hot-summer Mediterranean climate with winter highs around 13.3 °C and summer highs around 26.8 °C.
Key facts
| Top income tax | 0% |
|---|---|
| Dividend tax | 0% |
| Corporate tax | 25% |
| Résidence fiscale | après 90 jours — Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else) |
| Voie de résidence typique | Carte de séjour (self-sufficient: Monaco home + bank reference) — Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance |
| Type de climat | hot-summer Mediterranean · 13.3° / 26.8° (Monaco) |
Residence programmes in Monaco
Active programmes
- Residence permit (carte de séjour) – self-sufficient, without professional activity — independentMeans · 2026-10
Stricter source-of-funds checks since FATF grey-listing (2024)
- Business founder / company director residence (own company) — Investissement CHF 14'100 · 2026-10
- Residence permit with employment (work permit) — employment · 2026-10
- Family members of residents — family · 2026-10
Plan your residence route
Frequently asked questions
How many days do I need to spend in Monaco to become tax resident?
après 90 jours. Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else) French nationals taxed by France (1963 treaty); card renewal expects ~3 months/yr presence
How much tax will I pay in Monaco?
In Monaco the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 25% corporate tax.
Which residence programmes does Monaco offer?
Residence permit (carte de séjour) – self-sufficient, without professional activity; Business founder / company director residence (own company) (CHF 14'100); Residence permit with employment (work permit); Family members of residents
What is the usual way to move to Monaco?
Carte de séjour (self-sufficient: Monaco home + bank reference). Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance
Compare with nearby countries
Albania · Andorra · Austria · Belarus · Belgium · Bosnia and Herz. · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia
Information générale uniquement – pas de conseil fiscal, juridique, migratoire, en investissement ou financier, ni de relation client. Chiffres simplifiés, indicatifs et parfois dépassés. Vérifiez toujours auprès de l'autorité officielle et d'un professionnel agréé du pays concerné avant d'agir. Les liens partenaires éventuels sont signalés et peuvent nous rémunérer.