Moving to Monaco: taxes, residence and life
How to become tax resident in Monaco: personal, dividend and corporate tax, 4 residence programmes, tax-residency requirements and climate. Explore the basics and compare residence routes.
Taxes
In Monaco the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 25% corporate tax.
How to move and become tax resident
To become tax resident in Monaco you need at least 90 days a year (Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else)). The typical route is Carte de séjour (self-sufficient: Monaco home + bank reference): Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance There are 4 open residence programmes in Monaco — see the list below.
Living there
Monaco has a hot-summer Mediterranean climate with winter highs around 13.3 °C and summer highs around 26.8 °C.
Key facts
| Top income tax | 0% |
|---|---|
| Dividend tax | 0% |
| Corporate tax | 25% |
| 稅務居所 | 90 天后 — Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else) |
| 您的路徑 | Carte de séjour (self-sufficient: Monaco home + bank reference) — Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance |
| 氣候型別 | hot-summer Mediterranean · 13.3° / 26.8° (Monaco) |
Residence programmes in Monaco
Active programmes
- Residence permit (carte de séjour) – self-sufficient, without professional activity — independentMeans · 2026-10
Stricter source-of-funds checks since FATF grey-listing (2024)
- Business founder / company director residence (own company) — 投資 CHF 14'100 · 2026-10
- Residence permit with employment (work permit) — employment · 2026-10
- Family members of residents — family · 2026-10
Plan your residence route
Frequently asked questions
How many days do I need to spend in Monaco to become tax resident?
90 天后. Carte de séjour + Monaco home; certificate if Monaco is main residence (183 days or more days than anywhere else) French nationals taxed by France (1963 treaty); card renewal expects ~3 months/yr presence
How much tax will I pay in Monaco?
In Monaco the top income tax rate is 0%, dividends are taxed at up to 0% and companies pay 25% corporate tax.
Which residence programmes does Monaco offer?
Residence permit (carte de séjour) – self-sufficient, without professional activity; Business founder / company director residence (own company) (CHF 14'100); Residence permit with employment (work permit); Family members of residents
What is the usual way to move to Monaco?
Carte de séjour (self-sufficient: Monaco home + bank reference). Lease/purchase of Monaco home, bank letter (banks expect ~€500k deposit), clean record, health insurance
Compare with nearby countries
Albania · Andorra · Austria · Belarus · Belgium · Bosnia and Herz. · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia
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