Moving to Ecuador: taxes, residence and life
How to become tax resident in Ecuador: personal, dividend and corporate tax, 6 residence programmes, tax-residency requirements and climate. Explore the basics and compare residence routes.
Taxes
In Ecuador the top income tax rate is 37%, dividends are taxed at up to 14% and companies pay 25% corporate tax.
How to move and become tax resident
To become tax resident in Ecuador you need at least 183 days a year (More than 183 days in year (or in 12 months across 2 years), or centre of economic interests). The typical route is Rentista or Investor temporary residence: Rentista: passive income ≥3 SBU (~US$1,450/mo); Investor: ≥100 SBU (~US$48k) in deposit/property/shares; health insurance There are 6 open residence programmes in Ecuador — see the list below.
Living there
Quito has a temperate oceanic climate with winter highs around 19 °C and summer highs around 21 °C.
Key facts
| Top income tax | 37% |
|---|---|
| Dividend tax | 14% |
| Corporate tax | 25% |
| Résidence fiscale | après 183 jours — More than 183 days in year (or in 12 months across 2 years), or centre of economic interests |
| Voie de résidence typique | Rentista or Investor temporary residence — Rentista: passive income ≥3 SBU (~US$1,450/mo); Investor: ≥100 SBU (~US$48k) in deposit/property/shares; health insurance |
| Type de climat | temperate oceanic · 19° / 21° (Quito) |
Residence programmes in Ecuador
Active programmes
- Temporary Residence – Rentista — Revenu / an CHF 13'900 · 2026-10
- Temporary Residence – Retiree (Jubilado) — Revenu / an CHF 13'900 · 2026-10
- Temporary Residence – Investor — Investissement CHF 38'600 · 2026-10
- Temporary Residence – Digital Nomad — Revenu / an CHF 13'900 · 2026-10
- Temporary Residence – Worker / Professional — employment · 2026-10
- Temporary Residence – Dependant (Amparo) — family · 2026-10
Plan your residence route
Frequently asked questions
How many days do I need to spend in Ecuador to become tax resident?
après 183 jours. More than 183 days in year (or in 12 months across 2 years), or centre of economic interests Also resident if not resident elsewhere and stays longer in Ecuador than anywhere else
How much tax will I pay in Ecuador?
In Ecuador the top income tax rate is 37%, dividends are taxed at up to 14% and companies pay 25% corporate tax.
Which residence programmes does Ecuador offer?
Temporary Residence – Rentista; Temporary Residence – Retiree (Jubilado); Temporary Residence – Investor (CHF 38'600); Temporary Residence – Digital Nomad; Temporary Residence – Worker / Professional
What is the usual way to move to Ecuador?
Rentista or Investor temporary residence. Rentista: passive income ≥3 SBU (~US$1,450/mo); Investor: ≥100 SBU (~US$48k) in deposit/property/shares; health insurance
Compare with nearby countries
Argentina · Belize · Bolivia · Brazil · Canada · Chile · Colombia · Costa Rica · Cuba · Dominican Rep. · El Salvador · Guatemala
Information générale uniquement – pas de conseil fiscal, juridique, migratoire, en investissement ou financier, ni de relation client. Chiffres simplifiés, indicatifs et parfois dépassés. Vérifiez toujours auprès de l'autorité officielle et d'un professionnel agréé du pays concerné avant d'agir. Les liens partenaires éventuels sont signalés et peuvent nous rémunérer.